Cultural Group Benefits

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» Cultural Group Life Plan
» Cultural Travel Health Insurance
» Cultural Short Term Major Medical Insurance

CULTURAL TRAVEL HEALTH INSURANCE

Plan Brochures

» View Overseas Travel Medical Brochure

Apply Online

» Cultural Travel Health Insurance

Why do you need the Overseas Travel Medical Plan?

Today, more and more people are traveling outside their home countries, either for business, recreation or personal reasons. Domestic health insurance often does not provide coverage for overseas medical emergencies, and international travelers are unable to obtain this type of protection once they are outside their home countries. Furthermore, most traditional health insurance does not provide coverage for expenses such as emergency medical evacuation, medical reunion, return of mortal remains, trip interruption or loss of checked luggage.

Who should apply?
  • Everyone traveling outside their home countries needs the type of comprehensive protection the Overseas Travel Medical Plan provides.
  • If you are a citizen or resident of the United States (U.S.), you can purchase the Overseas Travel Medical Plan to travel anywhere outside the U.S. If you are a U.S. citizen residing outside the U.S., you can purchase this protection as long as you hold a current and valid U.S. passport.
  • If you are a foreign visitor traveling to the United States (U.S.), you can purchase the Overseas Travel Medical Plan as long as you provide HPA with your current and valid passport I.D. number.
Comprehensive protection for:

U.S. citizens traveling abroad Non U.S. citizens traveling to the U.S.
Hospital & Medical Expenses 24-Hour Medical Emergency Services
Trip Cancellation Lost Luggage
Emergency Dental Emergency Evacuation
Accidental Death & Dismemberment Return of Minor Children

Plan Administered by: HPA
Cultural Group Benefits Company
8441 Wayzata Blvd, Suite 250
Golden Valley, MN 55426
Tel: 763-593-5107
Fax:763-593-5108