Cultural Group Benefits

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» Cultural Group Life Plan
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» Cultural Short Term Major Medical Insurance

CULTURAL SHORT TERM MAJOR MEDICAL INSURANCE

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» View Short Term Major Medical Brochure

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» Cultural Short Term Major Medical Insurance

Why do I need short Term Major Medical?

The high cost of medical services today makes it too risky for anyone to go without insurance, even for short periods. The Secure STM allows you and your family (up to age 65) to purchase quality, affordable major medical coverage on a temporary basis. This plan covers physician services, surgery, out patient and in-patient care.

Who should Apply?
  • college student or recent graduates
  • the unemployed
  • part-time or temporary workers
  • people temporarily uninsured
  • those in need of a COBRA alternative
Special Features
  • $2 million lifetime maximum per covered person
  • freedom to choose any doctor or hospital
  • unlimited re-applies
  • convenient payment options
Plan Administered by: HPA
Cultural Group Benefits Company
8441 Wayzata Blvd, Suite 250
Golden Valley, MN 55426
Tel: 763-593-5107
Fax:763-593-5108